InsurTech legal services

InsurTech firms face complex regulatory requirements across insurance distribution, FCA frameworks, and emerging technology regulations. We provide specialist insurance regulatory support to InsurTech firms of all sizes, with extensive experience in regulatory sandbox applications, control framework assessments, cross-border insurance mediation, and authorisation applications. Clients find significant value in our stress-testing of their application propositions, enabling them to see how the FCA might react to their proposals.

InsurTech businesses require substantial funding to scale operations and compete effectively. Our team has earned recognition for its expertise in guiding venture capital funds, corporate venture capital investors, and high-growth InsurTech companies through domestic and complex international financing rounds. We also advise on venture debt structures and innovative alternative funding arrangements that provide flexible capital to bridge equity rounds and accelerate growth trajectories.

The InsurTech sector is experiencing significant consolidation. Our award-winning corporate team is known for its strength in delivering successful M&A transactions in the InsurTech sector, with the experience and resources necessary to run domestic and cross-border corporate projects on extremely tight timescales.

The ability to use data effectively is business-critical for InsurTech businesses, but the regulatory landscape is complex and increasingly shaped by EU and international legislation combined with increasing public concern regarding the security of personal information. We advise on the practical governance measures you need to implement to meet your demanding regulatory obligations, as well as product clearance work and drafting the legal documents your business needs to collect, process and use data.

We help InsurTech and insurance sector companies with AI implementation and governance projects, advising on robust AI governance frameworks to manage legal risk and ensure regulatory compliance, data protection and IP protection issues, commercial contract risk management, intellectual property exploitation, and compliance with UK and EU AI Regulation.

We have a leading policy wordings practice, regularly acting for over 30 insurers and cover holders on their policy wordings. We understand the need to ensure that, wherever you sit in the insurance distribution chain, all of your contractual documents are accurately drafted to protect your vital commercial interests and ensure regulatory compliance.

In today's fast-paced digital landscape, it's essential to remain agile and innovative. Our InsurTech team includes lawyers with a longstanding track record of advising on large scale, critical, complex sourcing transactions, many of which are focused on financial technology arrangements, with significant experience on the design, build and implementation phases.

Our intellectual property practice spans the whole range of IP rights across both contentious and non-contentious matters, whether it be complex patent litigation, trademark strategy and protection advice, copyright protection including in relation to source code, IP licensing arrangements, and R&D and collaboration agreements.

We work with a wide range of clients across the sector, from early stage InsurTech companies to established intermediaries and brokers, providing advice in relation to all aspects of your relationships with your employees, including contracts and handbooks, business transfers, employment claims, compliance audits and bespoke training. We also provide specialist immigration advice to help with Sponsor Licence and Visa applications, right to work checks and safeguarding against illegal working.

Our specialist technology lawyers provide comprehensive support and advice on all aspects of litigation, arbitration, fraud and other forms of dispute resolution involving InsurTech companies and technology as it intersects with the delivery of insurance services, handling domestic and complex, cross-border contractual disputes, insolvency, fraud, trusts, professional negligence claims, corporate and regulatory issues.