FinTech

We provide expert guidance across the full funding spectrum - from seed through Series A+ equity rounds to strategic corporate investments and partnerships. Our dedicated venture debt team helps FinTech businesses and lenders structure non-dilutive capital solutions to bridge equity rounds and extend runway and fund operational expansion without dilution.

Our multidisciplinary approach ensures seamless guidance from term sheet to completion, combining deep sector knowledge with practical commercial insight. Whether you're a FinTech seeking growth capital, an investor evaluating opportunities, or a lender structuring facilities, we deliver the expertise and execution needed to achieve your objectives.

Our award-winning corporate team delivers exceptional M&A outcomes in the FinTech sector. As one of the largest corporate practices across the UK and Ireland, we have the experience and resources to execute complex domestic and cross-border transactions on the tightest timescales.

Beyond M&A, we provide comprehensive corporate law expertise including private equity transactions, joint ventures, corporate reorganisations, and IPOs - supporting FinTech companies and investors at every stage of their growth journey.

We deliver comprehensive regulatory support to the FinTech market, advising on whether a firm falls within the FCA regulatory perimeter and on compliance with the relevant rules. Our extensive experience covers complex payment services and e-money issues, regulatory sandbox applications, control framework assessments and appointed representative arrangements. We support authorisation applications: whether managing the process or advising on specific aspects.

Clients find significant value in our stress-testing of their application propositions, enabling them to see how the FCA might react to their proposals.

In an increasingly interventionalist regulatory landscape, our experienced team is well-versed handling challenging regulatory interactions, internal investigations and enforcement proceedings including risk mitigation programmes and skilled person reports.

We have broad experience in advising, negotiating and drafting contracts for every stage of a FinTech company's growth lifecycle from some of the largest IT transactions on the market to the contracts underpinning the commercial relations of emerging FinTech disruptors.

Our commercial lawyers regularly advise in the context of regulated business activities. Our FinTech team has built up significant experience on the design, build and implementation phases of sourcing transactions and knows how best to protect the commercial interests of our clients.

Our intellectual property practice spans the whole range of IP rights across both contentious and non-contentious matters, whether it be complex patent litigation, trade mark strategy and protection advice, advertising and marketing matters, copyright protection including in relation to source code, IP licensing arrangements, confidentiality and R&D and collaboration agreements.

The ability to use data effectively is business-critical for FinTech businesses and an essential asset adding real benefit to their operations and success. However, the regulatory landscape is complex and increasingly shaped by EU and international legislation combined with increasing public concern and scrutiny regarding the security of personal information and the ways in which it is used by firms.

Our data, privacy and cybersecurity services include advising on the practical governance measures you need to implement to meet your demanding regulatory obligations, as well as advising on product clearance work and drafting the legal documents your business needs to collect, process and use data.

We help FinTech sector companies with AI implementation and governance projects as well as the development of AI solutions, advising how to put in place robust AI governance frameworks to manage legal risk and ensure regulatory compliance, and guiding clients on compliance with UK and EU AI Regulation, guidance and best practice.

At Browne Jacobson, we're embedded in the financial services sector. Our employment team plays a huge role in this, working with a wide range of clients across the sector, from early stage FinTech companies to banks and established financial services businesses. We advise open-mindedly and have a thorough understanding of the commercial, regulatory and reputational pressures you face.

Our employment team is able to provide advice in relation to all aspects of your relationships with your employees, whether that's assisting with contracts and handbooks, business transfers, inter-company disputes and issues, employment claims and any other employment issues.

We also provide specialist immigration advice, with immigration lawyers available to advise on compliance with ever changing and complex immigration rules and legislation. We can help with your Sponsor Licence and Visa applications, right to work checks and help you safeguard against illegal working.

A key tool for incentivising and retaining staff is through equity incentives and share option arrangements. Our skilled team of tax advisers are experienced in advising FinTech business on creating tax efficient incentives for founders and employees alike.

Browne Jacobson's specialist technology lawyers provide comprehensive support and advice on issues relating to all aspects of litigation, arbitration and other forms of dispute resolution involving FinTech companies or financial technology. We handle domestic and complex, cross-border disputes relating to contracts insolvency, fraud, trusts, professional negligence claims, corporate and regulatory issues.

We have advised on some of the world's largest fraud cases leading all the way to the highest appeal courts where billions of pounds are at stake and claims can arise in multiple jurisdictions.