Tim Johnson

Partner

Nottingham

tim.johnson@brownejacobson.com

+44 (0)115 976 6557

Tim is the head of our firm’s insurance practice. Tim was named by the Financial Times as Europe’s most innovative legal practitioner in 2025 and featured in The Lawyer’s ‘Hot 100’ for 2022 for his ground-breaking work on the readability of insurance policies, which has so far benefitted over 10 million insurance customers across the UK and Ireland.

Tim and his team specialise in commercial insurance advice, with a focus on insurance policy drafting and distribution. He heads up the firm’s specialist policy drafting and distribution team, which has drafted thousands of insurance policies for the firm’s insurer and intermediary clients and tens of thousands of bespoke policy clauses through its outsourced endorsement drafting service.

The team is particularly well known in the insurance market for its award-winning work with the University of Nottingham into the readability of insurance policies, which showed it is possible to reduce the reading of policy wordings by upwards of 10 years by applying specific drafting techniques.

Tim also advises insurers and intermediaries on commercial and regulatory issues relating to the distribution of products, including compliance with the FCA Consumer Duty, the Insurance Distribution Directive, the FCA Handbook, CASS and SMCR. Tim applies his in-depth knowledge of product distribution to corporate transactions. The team advises a number of the most active consolidators in relation to the acquisition or disposal of regulated intermediaries, having advised on well over 100 such transactions in recent years.

Tim’s team also advises on commercial arrangements relating to insurance product distribution, including TOBAs, binders, TPA agreements, adverse development contracts and complex fronting arrangements. Tim is well known in the insurance market and regularly publishes articles the insurance press and speaks at conferences and events.

Contact Tim

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Brokers

Insurance

Lloyd's and London market

Managing General Agents

Aston Lark

Undertaking compliance due diligence for Aston Lark and advising on regulatory compliance issues in relation to a large number of acquisitions.

Hiscox

Drafting a large number of insurance policies, and over bespoke policy endorsements each year.

HNW policy rewrite

Working with a leading HNW insurer on the complete redesign of its suite of HNW policy wordings, including linguistic analysis from the University of Nottingham to ensure maximum clarity and readability.

New MGA start-up

Advising a series of new MGAs and their holding company on a variety of compliance issues and commercial contracts, including binders, policy wordings, TOBAs and CASS compliance.

Chief Underwriting, London Market Insurer

“What an amazing effort and outcome. Thank you for dropping what you were working on and jumping on this for us…it will make a massive difference to our customers”.

Ashwin Mistry Co-Founder and Executive Chairman, Brokerbility

“Browne Jacobson…have the perfect combination of specialist expertise, insurance sector knowledge and commitment to delivering fantastic service that we value so highly”.

Ian Jacob Group Chief Risk Officer, Aston Lark

“You go straight to the questions that I actually need the answer to…so very practical and you get an answer much faster because of it, and understand that we have stakeholders that we need to communicate well with…”

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Tim Johnson

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Contact Tim

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Aston Lark

Hiscox

HNW policy rewrite

New MGA start-up

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