Welcome to April 2023’s edition of The Word, a monthly digest of news, views and cases of interest to policy wordings professionals, brought to you by Browne Jacobson’s Policy Drafting and Distribution Team.
This month is another contains another wide variety of topics including the use of AI to verify works of art, implications of insuring e-scooters and the latest FCA consultation on multi-occupancy buildings. We also look at some interesting recent cases on the application of policy exclusions, the interplay between primary and excess layers policies, subrogation rights and whether COVID-19 amounts to property damage.
I hope you find this month’s edition interesting and insightful.
- Beware of broad exclusion – Cronos v Generali
- Australian courts issue a ‘common sense’ judgment on a rainfall exclusion
- Subrogation and ‘co-insureds’
- Canadian court rules on whether COVID-19 amounts to physical damage
- FCA launches Consultation Paper on Multi-Occupancy Buildings
- E-scooters – what are they?
- Defining a home - what’s within a dwelling?
- Artificial Intelligence – the science of art
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