The Word, June 2025
For our June edition of The Word we cover a range of topics of interest from across the insurance sector.
In light of recent events, we take a look at the potential implications for insurers following the latest judicial decision on dual insurance clauses. We also consider the wider implications and potential legislation following Baroness Casey's report into child sexual abuse.
Following on from recent articles exploring AI, we consider the risk of AI for life insurers in addition to the threat of ‘silent AI’ and how insurers can take steps now to protect themselves against unwanted and unexpected exposures. We also look at the implications of latest research into the number of fires caused by litihium-ion batteries.
In anticipation of the forthcoming judgment relating to motor finance commissions, we explore the potential consequences for insurers and others. Finally, we revisit a judicial review from 2020, which serves as a useful reminder of the FOS’ obligation to take account of clear policy language when reaching its decisions. Finally, we take a look at the 'FirstRand' commissions case regarding customer/broker disclosure and how potential changes may affect compliance.
We hope you find this edition informative and insightful.
Tim
Contents
- Dual insurance: Are your wordings up to scratch?
- National inquiry into child grooming: What does this mean for insurers?
- Silent AI threat to insurers: Don’t leave it to chance
- Fires caused by lithium-ion batteries on the rise
- AI: An unknown risk for life insurers
- As FOS frustration grows, a judicial review offers hope
- How the ‘FirstRand’ commissions case could affect insurance
Meet the team
Tim Johnson
Partner
Joanna Wallens
Associate
Lauren Wilkinson
Trainee Solicitor
Thomas Gibby
Principal Associate
Jeanette Flowers
Claims Handler
Felicity Pallas
Paralegal
Key contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
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