Monthly insurance policy wording update
The Word, July 2023
27 July 2023
Welcome to July’s edition of The Word, brought to you by Browne Jacobson’s policy drafting and distribution team.
This edition details crucial ESG developments that could impact insurers in several ways. You will also find updates on recent rises in freight crime, global civil unrest and the importance of clarity in reference to a business transfer agreements and deeds of indemnity. We also consider a revolutionary decision made by Nevada courts, to prohibit ‘defense within limits’ policies!
I hope you find this month’s edition compelling and insightful.
Tim
Contents
- Global civil unrest on the rise and insurance claims?
- Insurance business transfers: Clarity is key - (another) reminder from the courts
- Changing seas (literally) - Arctic melt sparks regulatory and insurable loss concerns
- How does Chilean freight crime affect insurers?
- Insurance risks: ESG supply chain violations in Western countries
- Nevada state bans ‘defense within limits’ insurance policy provisions
Meet the team
Alice Smith
Associate
Lauren Wilkinson
Trainee Solicitor
Key contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
You may be interested in...
04 November 2026
Legal Update - Insurance insights: Casualty
Insurance insights: Casualty, Autumn 2026
04 November 2026
Legal Update
Martyn's Law: Determining principal use of premises
04 November 2026
Legal Update
Law Commission: Proposed overhaul of product liability law for the digital age
28 October 2026
Legal Update
AI worms: Implications for cyber policies in the face of next-generation AI adaptive malware models
28 October 2026
Legal Update
Lessons in readability from the prison education system: Implications for insurance
28 October 2026
Legal Update
AI assisted workplace grievances and the implications for EPL risks
28 October 2026
Legal Update
Insurance insights: The Word, October 2026
28 October 2026
Legal Update
IUA model clauses on lethal injection drug supply released
26 October 2026
Press Release - Firm news
Browne Jacobson marks Belfast milestone with landmark client event
20 October 2026
Legal Update
Does a data breach need to pass a ‘threshold of seriousness’ to justify compensation?
19 October 2026
Blog
Navigating FCA change in control: A practical guide
12 October 2026
Legal Update
New transparency obligations under the EU AI Act
12 October 2026
Legal Update
Standardising breach notification across the EU: The EDPB's new draft template
26 November 2026
In Person Event
EGZ: Lessons learned from a CSE trial, London | November 2026
07 October 2026
Legal Update
Employment Appeal Tribunal gives guidance on the use of generative AI in preparation of documents: Hancox v Sutherland and others
06 October 2026
Legal Update
Court of Appeal upholds mortgagee's insurance claim in Ukrainian mine strike case
06 October 2026
Legal Update
Failure to disclose a pattern of fires entitles insurer to avoid charterers
06 October 2026
Legal Update
AFL v Finch: Appeal court cuts damages in Lloyd's broker scandal
06 October 2026
Legal Update
Liberty Managing Agency v Chedid: Allegations alone insufficient to avoid D&O cover
06 October 2026
Legal Update - London Market Quarterly
Insurance insights: London market quarterly, Autumn 2026
02 October 2026
Legal Update - Employment Rights Act
Duty on employers to inform all workers of their right to join a trade union – government’s response to consultation
02 October 2026
Legal Update
EAT confirms that individual employees can be liable for a failure to make reasonable adjustments
30 September 2026
Legal Update
Britain's e-scooter crisis: What insurers need to know
30 September 2026
Legal Update
War risk insurance: why ancient clauses are failing modern conflict
30 September 2026
Legal Update
ChatGPT and the FCA: regulation comes knocking?
30 September 2026
Legal Update
A 'tidal wave' of PFAS for AI
30 September 2026
Legal Update
Claims definitions: Why the FCA's latest focus matters
30 September 2026
Legal Update
AI-enabled attacks are scaling: what the UK warnings mean for insurers (and their lawyers)
29 September 2026
Blog
Your construction team uses AI. Does your contract mention this?
24 September 2026
Legal Update
Navigating insurance issues for NHS private patient units: Roundtable summary
23 September 2026
Legal Update
GLP-1 tablets: An emerging indemnity and insurance challenge
09 September 2026
Guide
Contaminated land: Turning liability into opportunity
08 September 2026
Guide
AI-assisted neurosurgery: Balancing innovation and risk
02 September 2026
Legal Update - Medical malpractice matters
Insurance insights: Medical malpractice matters, September 2026
02 September 2026
Legal Update
AI in healthcare: What the National Commission has found and why the picture is getting clearer
02 September 2026
Legal Update
Early warning signs: Using US medical malpractice data to anticipate UK claims
02 September 2026
Legal Update
Telehealth and remote consultations: Emerging medical malpractice risks for insurers
28 August 2026
Legal Update - The Word
Insurance insights: The Word, August 2026
28 August 2026
Legal Update
When AI goes off-script: What the OpenAI incident means for insurers
28 August 2026
Legal Update