Contact us

English

Share via Share via Share via Copy link

Monthly insurance policy wording update

The Word, July 2023

27 July 2023

Tim Johnson

Welcome to July’s edition of The Word, brought to you by Browne Jacobson’s policy drafting and distribution team.

This edition details crucial ESG developments that could impact insurers in several ways. You will also find updates on recent rises in freight crime, global civil unrest and the importance of clarity in reference to a business transfer agreements and deeds of indemnity. We also consider a revolutionary decision made by Nevada courts, to prohibit ‘defense within limits’ policies!

I hope you find this month’s edition compelling and insightful.

Tim

Tim Johnson

Partner

Alice Smith

Trainee Solicitor

Lauren Wilkinson

Lauren Wilkinson

Trainee Solicitor

Key contact

Tim Johnson

Partner

tim.johnson@brownejacobson.com

+44 (0)115 976 6557

View profile Connect on LinkedIn

Policy endorsement drafting service

Perils: Property insurance claims newsletter, August 2026

Legal Update - Perils: property insurance newsletter

Perils: Property insurance claims newsletter, August 2026

UK property insurance in 2026: Five trends reshaping risk, pricing and coverage

UK property insurance in 2026: Five trends reshaping risk, pricing and coverage

Nord Stream v Lloyd's: War risk exclusions, indirect causation and the limits of pipeline cover

Nord Stream v Lloyd's: War risk exclusions, indirect causation and the limits of pipeline cover

Under the weather: How COVID-19 satisfactorily defeated CP Holdings’ €160m insurance claim

Under the weather: How COVID-19 satisfactorily defeated CP Holdings’ €160m insurance claim

Fire risks for UK insurers: Solar panels, lithium-ion batteries and hash oil explosions

Fire risks for UK insurers: Solar panels, lithium-ion batteries and hash oil explosions

Willis’ parametric trigger cracks the flood cover gap

Willis’ parametric trigger cracks the flood cover gap

Secondary perils, record losses and a widening protection gap: What the data means for insurers in 2026

Secondary perils, record losses and a widening protection gap: What the data means for insurers in 2026

First court decision regarding new law of time limitation for abuse claims: Legal comment

First court decision regarding new law of time limitation for abuse claims: Legal comment

Tackling modern slavery: What the UK's new proposals mean for businesses and public bodies

Tackling modern slavery: What the UK's new proposals mean for businesses and public bodies

First decision on the Crime and Policing Act 2026: Scope of new limitation regime confined to sexual abuse claims

First decision on the Crime and Policing Act 2026: Scope of new limitation regime confined to sexual abuse claims

Insurance insights: The Word, July 2026

Legal Update - The Word

Insurance insights: The Word, July 2026

Why professionals who ignore AI risk a negligence claim

Why professionals who ignore AI risk a negligence claim

How might AI impact fair presentation of risk in insurance?

How might AI impact fair presentation of risk in insurance?

Venezuela’s twin earthquakes: What it means for insurers

Venezuela’s twin earthquakes: What it means for insurers

Carspreading and the next motor insurance shock: Why ever-bigger cars matter for claims, pricing and regulation

Carspreading and the next motor insurance shock: Why ever-bigger cars matter for claims, pricing and regulation

TFA in UK rivers: Potential implications of trifluoroacetic acid contamination for insurers

TFA in UK rivers: Potential implications of trifluoroacetic acid contamination for insurers

Auditor negligence and causation: Wine Enterprise Investment Scheme Ltd v Crowe UK LLP

Auditor negligence and causation: Wine Enterprise Investment Scheme Ltd v Crowe UK LLP

Insurance insights: Casualty, Summer 2026

Legal Update - Insurance insights: Casualty

Insurance insights: Casualty, Summer 2026

MRO fees capped at 25%: What defendants need to know following JXX v Archibald

MRO fees capped at 25%: What defendants need to know following JXX v Archibald

Martyn’s Law statutory guidance: Key considerations for organisations and their insurers

Legal Update - Martyn’s Law

Martyn’s Law statutory guidance: Key considerations for organisations and their insurers

Fundamental dishonesty in personal injury claims: Implications for insurers' claims strategy

Fundamental dishonesty in personal injury claims: Implications for insurers' claims strategy

ERA 2025: Will there be more high value unfair dismissal claims in 2027?

Legal Update - Employment Rights Act

ERA 2025: Will there be more high value unfair dismissal claims in 2027?

New apprenticeship behaviour verification – key considerations for employers

New apprenticeship behaviour verification – key considerations for employers

Crypto comes of age: The FCA's landmark rules and what firms must do now

Crypto comes of age: The FCA's landmark rules and what firms must do now

Mergermarket announces Browne Jacobson as top three firm for deal count

Press Release - Firm news

Mergermarket announces Browne Jacobson as top three firm for deal count

Browne Jacobson doubles down on international capability with hire of specialist insurance arbitration partner

Press Release - Firm news

Browne Jacobson doubles down on international capability with hire of specialist insurance arbitration partner

Browne Jacobson advises Apiary Capital on investment by US-based FTV Capital in Carbon Underwriting

Browne Jacobson advises Apiary Capital on investment by US-based FTV Capital in Carbon Underwriting

ERA 2025: Striking a balance: Navigating the new rules on detriments for industrial action

Legal Update - Employment Rights Act

ERA 2025: Striking a balance: Navigating the new rules on detriments for industrial action

Child sexual abuse claims: The end of the limitation period and what it means for local authorities and insurers

Child sexual abuse claims: The end of the limitation period and what it means for local authorities and insurers

Insurance insights: London market quarterly, June 2026

Legal Update - London Market Quarterly

Insurance insights: London market quarterly, June 2026

Furlough issue: Supreme Court dismisses policyholders’ appeal on COVID-19 BI

Furlough issue: Supreme Court dismisses policyholders’ appeal on COVID-19 BI

High Court finds in favour of reinsured in COVID-19 event cancellation dispute

High Court finds in favour of reinsured in COVID-19 event cancellation dispute

The Russian aircraft litigation: Court strikes out contribution claims against operator policy insurers

The Russian aircraft litigation: Court strikes out contribution claims against operator policy insurers

The Baltimore bridge collapse: Billion-dollar settlements, a looming trial, and the insurance implications for marine market participants

The Baltimore bridge collapse: Billion-dollar settlements, a looming trial, and the insurance implications for marine market participants

Right to work checks: Beyond employees

Right to work checks: Beyond employees

Paws and effect: Robot dogs take the lead at the 2026 World Cup

Paws and effect: Robot dogs take the lead at the 2026 World Cup

The £800m indemnity that isn't really insurance: What the Bayeux Tapestry loan tells underwriters

The £800m indemnity that isn't really insurance: What the Bayeux Tapestry loan tells underwriters

Middle East conflict could become costliest political violence loss on record

Middle East conflict could become costliest political violence loss on record

Deductibles, aggregation and D&O cover: A win for insurers

Deductibles, aggregation and D&O cover: A win for insurers

Insurance insights: The Word, June 2026

Legal Update - The Word

Insurance insights: The Word, June 2026