Monthly insurance policy wording update
Insurance insights: The Word, July 2026
29 July 2026
For our July edition of The Word, we cover a range of topics from across the insurance sector.
We examine the High Court's judgment in Wine Enterprise Investment Scheme Ltd (in liquidation) v Crowe UK LLP, in which a £8.42m auditor negligence claim collapsed to just over £100,000 at the causation stage and consider what the severe costs consequences mean for professional indemnity insurers.
We consider why professionals who ignore AI risk a negligence claim, and what the growing reliance on AI tools across regulated professions means for those writing PI cover.
We analyse how AI is reshaping the underwriting process itself, and the opportunities and risks that brings for insurers.
We look at the Venezuela earthquakes and the policy wording questions they raise for property and catastrophe lines.
We consider the rise of carspreading, the trend towards ever-bigger vehicles on UK roads and what it means for motor insurance claims, pricing, and regulation.
Finally, we examine the emergence of trifluoroacetic acid contamination in UK rivers and the potential implications of TFA for insurers across property, liability, and environmental lines.
We hope you find this edition informative and insightful.
Tim
Contents
- Auditor negligence and causation: Wine Enterprise Investment Scheme Ltd v Crowe UK LLP
- Why professionals who ignore AI risk a negligence claim
- How might AI impact fair presentation of risk in insurance?
- Venezuela’s twin earthquakes: What it means for insurers
- Carspreading and the next motor insurance shock: Why ever-bigger cars matter
- TFA in UK rivers: Potential implications of trifluoroacetic acid contamination for insurers
Meet the team
Joanna Wallens
Associate
Adam Culy
Partner
Thomas Gibby
Principal Associate
Jeanette Flowers
Claims Handler
Contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
Contact Tim
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