Monthly insurance policy wording update
Insurance Insights: The Word, March 2026
26 March 2026
For our March edition of The Word, we cover a range of topics from across the insurance sector.
We examine the insurance implications of the Middle East conflict across marine, aviation, property and political violence lines. We consider how the return of meningitis outbreaks is testing casualty wordings and communicable-disease exclusions. We analyse the Bath Racecourse judgment and its implications for "competent authority" triggers and "any one loss" limits across multi-site risks.
We look at a US ruling where a ransomware sub-limit failed to operate as intended - a timely drafting reminder. We consider what the addition of GLP-1 weight loss drug Mounjaro to the GP contract signals for non-disclosure risk and underwriting.
Finally, we explore how organised criminals are using dating apps to recruit individuals into fraudulent motor claims, and the implications for claims teams.
We hope you find this edition informative and insightful.
Tim
Contents
- Middle East conflict 2026: Insurance impacts across marine, aviation, travel and beyond
- Meningitis outbreaks are back on the liability radar: How might this impact insurers?
- Business interruption insurance: Aggregation
- When is a ransomware limit not a limit: Lessons from CiCi Enterprises v HSB
- GLP-1 weight loss drugs: What do Robbie Williams, GP bonuses and insurance have in common?
- From LOL to FNOL: Insurer impacts of romance-linked claims manipulation
Meet the team
Tim Johnson
Partner
Joanna Wallens
Associate
Jeanette Flowers
Claims Handler
Thomas Gibby
Principal Associate
Azraa Daud
Paralegal
Contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
Contact Tim
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