Monthly insurance policy wording update
Insurance Insights: The Word, April 2026
30 April 2026
For our April edition of The Word, we cover a range of topics from across the insurance sector.
We examine the Mazur Appeal Judgment and its implications for professional indemnity insurers.
We analyse the RSA v Equitas reinsurance dispute and the four lessons it offers for excess structures, claims co-operation, and coverage conduct.
We consider the data centre boom and the accumulation risk it presents across property, cyber, and business interruption lines.
We look at what Anthropic's Mythos AI signals for cyber insurers. We explore the landmark "addictive design" verdict against Meta and YouTube and what it means for CGL coverage.
Finally, we consider the emerging risk of 'digital dementia' and what growing evidence around social media addiction means for insurers across life, health, and liability lines.
We hope you find this edition informative and insightful.
Tim
Contents
- The Mazur appeal judgment: Implications for professional indemnity insurers
- Reinsurance: Lessons for the Market from a £3.76 million dispute
- Data centres and the insurance gap: What it means for insurers
- Mythos AI and what it means for insurers
- Big tech’s next fight is insurance: Landmark loss for Meta and YouTube
- Digital dementia and the insurance implications of social media addiction
Meet the team
Joanna Wallens
Associate
Jeanette Flowers
Claims Handler
Thomas Gibby
Principal Associate
Azraa Daud
Paralegal
Contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
Contact Tim
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