Monthly insurance policy wording update
Insurance insights: The Word, October 2026
28 October 2026
In October’s edition of The Word, we cover a range of topics from across the insurance sector.
AI continues to dominate the headlines and so we consider what self-replicating AI worms mean for cyber policy triggers, and how the increased use of generative AI to draft workplace grievances places pressure on EPL coverage.
We also highlight the International Underwriting Association Clauses Committee's newly published model clauses on lethal injection drug supply, issued against a backdrop of growing concern surrounding capital punishment, and consider what the National Literacy Trust's findings on low literacy in the prison population tell us about the accessibility of policy wordings.
We hope you find this edition an insightful read.
Tim and Tamsin
Contents: The Word, October 2026
- AI worms: Implications for cyber policies in the face of next-generation AI adaptive malware models
- AI assisted workplace grievances and the implications for EPL risks
- IUA model clauses on lethal injection drug supply released
- Lessons in readability from the prison education system: Implications for insurance
Meet the team
Tamsin Hyland
Partner
Joanna Wallens
Associate
Thomas Gibby
Principal Associate
Jeanette Steels
Claims Handler
Azraa Daud
Paralegal
Lauren Wilkinson
Trainee Solicitor
Key contacts
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
Tamsin Hyland
Partner
tamsin.hyland@brownejacobson.com
+44 (0)330 045 1119
Contact Tamsin
Related expertise
You may be interested in
28 October 2026
Legal Update
AI worms: Implications for cyber policies in the face of next-generation AI adaptive malware models
28 October 2026
Legal Update
Lessons in readability from the prison education system: Implications for insurance
28 October 2026
Legal Update
AI assisted workplace grievances and the implications for EPL risks
28 October 2026
Legal Update
Insurance insights: The Word, October 2026
28 October 2026
Legal Update
IUA model clauses on lethal injection drug supply released
06 October 2026
Legal Update
Court of Appeal upholds mortgagee's insurance claim in Ukrainian mine strike case
06 October 2026
Legal Update
Failure to disclose a pattern of fires entitles insurer to avoid charterers
06 October 2026
Legal Update
Liberty Managing Agency v Chedid: Allegations alone insufficient to avoid D&O cover
06 October 2026
Legal Update - London Market Quarterly
Insurance insights: London market quarterly, Autumn 2026
30 September 2026
Legal Update
Britain's e-scooter crisis: What insurers need to know
30 September 2026
Legal Update
War risk insurance: why ancient clauses are failing modern conflict
30 September 2026
Legal Update
ChatGPT and the FCA: regulation comes knocking?
30 September 2026
Legal Update
A 'tidal wave' of PFAS for AI
30 September 2026
Legal Update
Claims definitions: Why the FCA's latest focus matters
30 September 2026
Legal Update
AI-enabled attacks are scaling: what the UK warnings mean for insurers (and their lawyers)
23 September 2026
Legal Update
GLP-1 tablets: An emerging indemnity and insurance challenge
28 August 2026
Legal Update - The Word
Insurance insights: The Word, August 2026
28 August 2026
Legal Update
When AI goes off-script: What the OpenAI incident means for insurers
28 August 2026
Legal Update
Why continuous monitoring will define AI insurance (and what it changes for insurers)
28 August 2026
Legal Update
LMA wording excludes Hormuz 'toll' payments: What this means for insurers
28 August 2026
Legal Update
The insurance implications of the recent personal care products chemical contamination study
28 August 2026
Legal Update
When futuristic design costs lives: Implications of Tesla’s hidden handle product recall
28 August 2026
Legal Update
Six minutes from crisis to covered: How artificial intelligence is transforming pet insurance claims
03 August 2026
Legal Update - Perils: property insurance newsletter
Perils: Property insurance claims newsletter, August 2026
03 August 2026
Legal Update
UK property insurance in 2026: Five trends reshaping risk, pricing and coverage
03 August 2026
Legal Update
Nord Stream v Lloyd's: War risk exclusions, indirect causation and the limits of pipeline cover
03 August 2026
Legal Update
Under the weather: How COVID-19 satisfactorily defeated CP Holdings’ €160m insurance claim
03 August 2026
Legal Update
Fire risks for UK insurers: Solar panels, lithium-ion batteries and hash oil explosions
03 August 2026
Legal Update
Secondary perils, record losses and a widening protection gap: What the data means for insurers in 2026
29 July 2026
Legal Update - The Word
Insurance insights: The Word, July 2026
29 July 2026
Legal Update
Why professionals who ignore AI risk a negligence claim
29 July 2026
Legal Update
How might AI impact fair presentation of risk in insurance?
29 July 2026
Legal Update
Venezuela’s twin earthquakes: What it means for insurers
29 July 2026
Legal Update
Carspreading and the next motor insurance shock: Why ever-bigger cars matter for claims, pricing and regulation
29 July 2026
Legal Update
TFA in UK rivers: Potential implications of trifluoroacetic acid contamination for insurers
20 July 2026
Legal Update - Martyn’s Law
Martyn’s Law statutory guidance: Key considerations for organisations and their insurers
20 July 2026
Legal Update
Fundamental dishonesty in personal injury claims: Implications for insurers' claims strategy
30 June 2026
Legal Update
Furlough issue: Supreme Court dismisses policyholders’ appeal on COVID-19 BI
30 June 2026
Legal Update
High Court finds in favour of reinsured in COVID-19 event cancellation dispute
30 June 2026
Legal Update