Monthly insurance policy wording update
Insurance Insights: The Word, May 2026
28 May 2026
For our May edition of The Word, we cover a range of topics from across the insurance sector.
We examine Lloyd's proposal to rewrite war risk wordings and what an independent panel ruling on when a conflict constitutes "war" means for insurers.
We analyse how trade wars and tariffs are reshaping exposures across trade credit, political risk, D&O, and marine lines.
We consider the LMA's AI governance blueprint and its implications for model risk, data governance, and accountability across the Lloyd's market.
We look at the Hantavirus outbreak on the MV Hondius and how it tests multi-line cover across marine liability, P&I, and communicable disease policies.
We explore Sir Stephen Fry's personal injury claim following a stage fall at the O2 Arena and what it signals for event liability insurers.
Finally, we consider how rising EV claim severity and data-driven liability are reshaping the motor market.
We hope you find this edition informative and insightful.
Thanks,
Tim
Contents
- Is "war" still war? Lloyds proposes to rewrite the rules on war risk
- Trade wars, tariffs and conflict: The impact on the insurance market
- LMA's AI governance blueprint
- Hantavirus on the MV Hondius: What it means for insurers
- Stephen Fry’s stage-fall lawsuit: What it signals for event liability insurers
- EVs and autonomy: Higher severity claims, data-driven liability
Meet the team
Joanna Wallens
Associate
Jeanette Flowers
Claims Handler
Thomas Gibby
Principal Associate
Azraa Daud
Paralegal
Contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
Contact Tim
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