Monthly insurance policy wording update
Insurance Insights: The Word, September 2025
30 September 2025
Welcome to September’s edition of the newly re-branded ‘Insurance Insights: The Word’.
Whilst you may notice a slightly new look and feel, ‘Insurance Insights: The Word’ contains the usual mix of recent news stories and legal developments of relevance to policy wording professionals and underwriters that we have previously published as ‘The Word’.
Over the coming months you will see regular bulletins across various lines of business and insurance industry specialisms under the banner of ‘Insurer Insights’, including regular publications focusing on financial lines, the London Market, property and casualty, and medical malpractice. Please do keep a look out for our other Insurance Insights publications that may be of interest.
In this month’s Insurance Insights: The Word, we take a look at a variety of topics, including:
- the new Economic Crime and Corporate Transparency Act,
- the latest research on incidents involving e-bikes and e-scooters,
- issues for insurers arising from the growth in the use of electric vehicles for bi-directional charging,
- the rise in GPS-spoofing and the impact for marine business,
- policy drafting issues including the use of jargon, and recent award success for our innovative policy wordings services,
- repeated vandalism targets London’s retailers.
I hope you find this edition interesting and insightful,
Tim
Contents
- What does the new offence under the ECCTA 2023 mean for corporate accountability and insurers?
- E-bikes and e-scooters in the UK: New research challenges safety assumptions
- Exploring bi-directional charging: The future of EV technology
- Marine insurers face coverage uncertainty as GPS spoofing incidents rise
- The insurance industry’s battle with jargon: The fight continues
- Insurance wordings simplification receives international innovation award
- London shopfront vandalism: Rising criminal damage and insurance implications for retailers
Meet the team
Tim Johnson
Partner
Joanna Wallens
Associate
Lauren Wilkinson
Trainee Solicitor
Thomas Gibby
Principal Associate
Key contact
Tim Johnson
Partner
tim.johnson@brownejacobson.com
+44 (0)115 976 6557
Contact Tim
You may be interested in
30 September 2025
Legal Update - The Word
Insurance Insights: The Word, September 2025
30 September 2025
Legal Update
E-bikes and e-scooters in the UK: New research challenges safety assumptions
30 September 2025
Legal Update
Marine insurers face coverage uncertainty as GPS spoofing incidents rise
30 September 2025
Legal Update - Consumer Duty
The insurance industry’s battle with jargon: The fight continues
30 September 2025
Legal Update - Economic Crime and Corporate Transparency Act
What does the new offence under the ECCTA 2023 mean for corporate accountability and insurers?
30 September 2025
Legal Update
London shopfront vandalism: Rising criminal damage and insurance implications for retailers
30 September 2025
Legal Update
Exploring bi-directional charging: The future of EV technology
26 September 2025
Legal Update - Medical malpractice matters
Insurance insights: Medical malpractice matters, September 2025
26 September 2025
Legal Update
Sports medicine: Navigating the legal and insurance landscape
02 September 2025
Legal Update
'Silent AI': The risk of unintended consequences for MGAs
01 September 2025
Legal Update
Flooded with doubt: Court assesses fraud allegations in Malhotra Leisure
01 September 2025
Legal Update
Representations, warranties and conditions precedent: Lonham Group v Scotbeef
01 September 2025
Legal Update
Martyn’s Law: When remembrance meets the market
01 September 2025
Legal Update
Covid-19 BI claims update: Are furlough payments a BI loss?
01 September 2025
Legal Update
When frozen pipes crack legal certainty: Land Energy Girvan v Aspen Insurance
01 September 2025
Legal Update
Another look at the meaning 'property damage': Capral Ltd v Insurance Australia
01 September 2025
Legal Update
Perils: Property insurance claims newsletter, Summer 2025
28 August 2025
Legal Update
Questions insurers should be asking about their clients' AI usage
28 August 2025
Legal Update
Admiral sets aside £50m for customer compensation
28 August 2025
Legal Update
The Arbitration Act 2025: What does it mean for insurers?
28 August 2025
Legal Update
Template binder update: Profit commission clauses
28 August 2025
Legal Update
Lutz v Ryanair: What does the latest case on agency workers mean for EPL insurers?
28 August 2025
Legal Update - The Word
The Word, August 2025
28 August 2025
Legal Update
How geospatial data is becoming a crucial part of risk analysis: What this means for insurers
31 July 2025
Legal Update - The Word
The Word, July 2025
31 July 2025
Legal Update
Lessons for aviation insurer in AerCap Ireland Ltd v AIG Europe SA
31 July 2025
Legal Update
Weight loss drug safety study: Implications for insurers
31 July 2025
Legal Update
Legal action targets freeholder insurance practices
31 July 2025
Legal Update
The Lloyd’s Market Association’s General Sanctions Financial Crime Documentation Clause
30 June 2025
Legal Update - The Word
The Word, June 2025
30 June 2025
Opinion
AI: An unknown risk for life insurers
30 June 2025
Legal Update
As FOS frustration grows, a judicial review offers hope
30 June 2025
Legal Update
Fires caused by lithium-ion batteries on the rise
30 June 2025
Opinion
Silent AI threat to insurers: Don’t leave it to chance
30 June 2025
Legal Update
Dual insurance: Are your wordings up to scratch?
30 June 2025
Legal Update
National inquiry into child grooming: What does this mean for insurers?
30 May 2025
Legal Update - The Word
The Word, May 2025
30 May 2025
Legal Update
PFAS exclusions: Are your exclusions robust enough?
30 May 2025
Legal Update
AI hallucinations cover launched in first wave of new insurance products for AI
30 May 2025