0370 270 6000

Employers liability insurance


Employer’s liability and public liability (EL/PL) claims have undergone unprecedented change in the way they are litigated and managed. Our team understands the issues impacting on the EL/PL market today and we provide clear and proactive advice which goes beyond claims to protect your reputation and your finances.

We assist you to deliver savings whether by the seamless provision of a claims handling service for low value volume claims through the portal, or by targeting the emergence of more diverse, complex and high value claims such as; chronic regional pain syndrome, psychological trauma, and NIHL - all requiring expert legal input. Our EL/PL team work with a diverse range of clients cutting across both the public and private sectors leaving us uniquely placed to maximise risk management, lesson learning, audit, leakage reporting, pre and post litigation management, regulatory assistance and counter fraud techniques to the advantage of both sectors.

We see an integral part of our role as feeding back risk management information that we acquire in the course of our defence of claims so that this can be utilised to your benefit.

What we do...

  • Our clients - we advise composite insurers, SMEs, public bodies – such as NHS Resolution, local authorities TPAs, loss adjusters and the Lloyds market.
  • 71 dedicated specialists – including 16 partners and 10 associates based across our national office network.
  • Specialist advice – from claims investigations and Health & Safety Executive (HSE) prosecutions through to complex industrial disease work and occupiers’ liability.
  • Claims innovations – BJ Protect, Fraud Arrest, best offer are but a small number of the products which we have on offer to drive down the cost of litigation.
  • EL/PL claims handlers’ course - ensuring that your junior handlers have sound knowledge and kept up to speed in a quickly changing arena.
  • Expert legal input throughout your claim from technical complex claims including; CPRS, Human Rights Act, secondary victims, vascular neuropathy, long tail and short tail disease and psychiatric injury, to volume processing and counter fraud defences.
  • Recoveries against third parties - we advise in complex multi-party actions where contractual indemnities play a key role e.g. the construction industry.
  • Policy coverage advice on first and liability last.

Related resources

Legal updates

Assessing the scope of employers liability – Chell v Tarmac

These were the opening remarks of Mr Justice Martin Spencer when handing down his Judgment in the recent case of Andrew Chell v Tarmac Cement and Lime Limited [2020] EWHC 2613, the latest in a series of appeals dealing with the scope of vicarious liability.



Employers liability for practical jokes in the workplace

The extent of vicarious liability has been tested by the courts again and this time in relation to employees engaging in horseplay and practical jokes.


Legal updates

Noise-induced hearing loss claims – documentation and the expert engineer

Guest writer, Finch Consulting Senior Consultant Teli Chinelis applies his expertise in preparing engineering reports in relation to noise-induced hearing loss (NIHL) claims to explain information that is required from the claimant and information that is required and is advisable to be retained by employers, in order to ensure that claims can be fairly represented.


Legal updates

Kuoni referred to the CJEU by Supreme Court for clarification - possible impact on breach of contract, vicarious liability and assumption of responsibility claims for sexual abuse and assault

We were hoping to be able to give you some interesting insights following the judgment of X v Kuoni Travel Ltd but that will have to wait for another day.


What the directories say...

Recent experience

Related opinions