Motor finance commissions: Supreme Court ruling

12 September 2025

This webinar took place on 10 September 2025 and is now available on-demand.

In this webinar, we analysed the Supreme Court's landmark judgment in Johnson v FirstRand Bank Ltd and its important clarifications for commercial relationships.

As well as addressing issues as to motor finance and the Consumer Credit Act 1974, the judgement is significant for questions of fiduciary duty, especially disclosure requirements in respect of commissions.

During our session, we provided guidance on the practical application of the key findings, plus insights on commercial approaches to:

Identifying, and managing the risks as to, fiduciary relationships: Including clarification of civil liabilities for payments which could risk classification as bribery
Consumer Credit Act implications: The impact on unfair relationship provisions under section 140A
Cross-sector consequences: Effects on relationships and remuneration across financial services and other markets
Compliance strategies: Polices, procedures, due diligence and responses to protect your business and ensure legal and regulatory good-standing

The session enabled attendees to assess and adapt their current operations and practices in light of the Court's judgement.

Watch on-demand

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