Skip to main content

Covering the costs of RAAC – new guidance published

10 October 2023
Peter Jackson

Responding to the developing situation around reinforced autoclaved aerated concrete (RAAC) in school buildings, the Risk Protection Arrangement (RPA) has published a helpful FAQ document with guidance on availability of coverage.

The guidance restates the RPA’s position that they will not cover the cost of works to investigate or replace RAAC, but confirms that the DfE has committed to funding capital mitigation works once the presence of RAAC is confirmed.

“…need to obtain commercial insurance”

It goes on to state that there is no requirement to notify the RPA of any RAAC works undertaken, however if mitigation works exceed £250,000 in value, members will need to obtain commercial insurance for their works or ensure that their contractor is suitably insured with the member as a named party.

If RPA members do suffer incidents of collapse, causing damage to property or injury to anyone present, they are directed to contact claims handlers to determine the extent to which cover will apply. The RPA’s dedicated claims portal is at

For more information, support and resources relating to RAAC visit:


Key contact

Key contact

Peter Jackson

Senior Associate

+44 (0)330 045 2886

View profile
Can we help you? Contact Peter