0370 270 6000

Insurance and RPA matters within schools and academy trusts


Schools and academy trusts have a wide range of stakeholders and assets to protect as well as their statutory duties to hold appropriate insurance cover. In addition to the available traditional insurance cover, the DfE’s Risk Protection Arrangement (RPA) has offered an alternative to insurance since 1 September 2014 for academies, free schools, UTCs and studio schools. The RPA protects against losses due to unforeseen and unexpected events but will also cover risks normally included in a standard schools insurance policy.

Whatever route you decide to take our team has the experience and expertise in this area to provide you will all your legal support. We have represented schools for over 20 years on a wide variety of insurance related matters, from simple third-party liability claims through to managing high-profile significant events that require sensitivity and support for school personnel.

We have acted for all the major insurance providers in the schools sector and are appointed to handle claims arising under the RPA, having supported the DfE and their claims administrators in the introduction of the RPA.

What we do...

  • Defence of insured employers’ liability and public liability claims.
  • Recovery actions following damages to school property and equipment.
  • Dealing with incidents on school trips and school events.
  • Defending claims arising from incidents caused by a failure of safeguarding duties.
  • Dealing with multi-party and group actions arising in a school setting.
  • Advising on claims arising from alleged failure to educate or prevent bullying.

Recent experience

What the directories say...

Related resources


School not liable for reckless actions of a student

The decision reinforces that the standard of the duty of care owed by schools is one or reasonableness.


Legal updates

‘Everyone’s Invited’ - managing reports of child-on-child assault and harassment

The ‘Everyone’s Invited’ movement has over 9,000 testimonies on its website and, whilst it has recently taken the step to anonymise everything on the platform, a number of schools have been named.


Legal updates

When Covid-19 ‘trips’ up your school’s travel plans

Throughout 2020, journalists and politicians stressed the impact of the Covid-19 pandemic on holiday and travel plans for individuals and households. However, the pandemic has also affected countless school trips, giving rise to legal issues such as schools’ financial exposure to cancellation fees and deposit refunds.


Press releases

Manchester education team top of the class at Browne Jacobson

The Manchester education team at Browne Jacobson has established itself as the go to law firm for education work across the North West following a strong year in which it has achieved 36 per cent growth.


Related opinions