Property damage and business interruption
At Browne Jacobson, we believe connection is strength. Our insurance sector specialists act as an extension of your in-house team and focus on providing pragmatic, solutions-focused advice. Our insurance team has considerable experience in advising London Market and international insurer/reinsurer clients on property damage and business interruption claims, whether at sites in the UK or internationally. This includes property that is already operational or in the course of construction.
We’ve dealt with policy coverage issues and losses arising in the commercial, industrial, retail, hospitality and state sectors.
What we do
We regularly advise in respect of losses following all types of perils, including fires, floods, escape of water, earthquakes, hurricanes, explosions, landslips, civil unrest and rioting.
Our team has real strength in the industrial and engineering sectors dealing with claims involving damage to smelters, furnaces, bridges, cranes/stackers, turbines, generators, waste recycling plants, pipelines, tunnels etc.
We also have particular expertise in advising insurers in relation to damage to high-net-worth properties.
Featured experience
A major escape of water
Acting on behalf of underwriters in relation to a major escape of water at a private hospital, which gave rise to seven-figure losse.
Arson at a 140-acre private estate
Acting for London HNW insurers following arson at a 140-acre private estate in the UK.
Damage to flooring of a basement swimming pool complex
Advising London insurers in relation to policy coverage issues following damage to flooring of a basement swimming pool complex at a HNW property in Knightsbridge, London.
Defective air conditioning installation
Advising London insurers on complex aggregation issues arising out of multiple property damage claims due to allegedly defective air conditioning installation in a large block of flats.
Key contacts
Colin Peck
Partner
Jonathan Newbold
Partner
Rachael Murphy
Principal Associate
Francis Mackie
Partner
Lisa Wright
Barrister (Senior Associate)
Lorraine Longmore
Senior Associate
Laura Brown
Senior Associate
You may be interested in...
Legal Update
How accurate are your IPIDs?
Legal Update
The LA fires: Counting the insurance cost
Legal Update
North Carolina Supreme Court COVID-19 decision in North State Deli v Cincinnati Insurance Co
Legal Update
Weather protection parametric insurance: A sign of things to come?
Legal Update
Smooth sailing ahead: The LMA's new Open Form Default Clause
Legal Update
Oklahoma earthquake: Racial discrimination in adjudication
Legal Update
Words matter: Another case on the importance of accurate drafting
Legal Update
Parametric flood policies - Insurers no longer in uncharted waters?
Legal Update
Insurance and the escalating situation in Suez Canal
Legal Update
Energy insurance: Technip Saudi Arabia Limited v The Mediterranean and Gulf Cooperative Insurance and Reinsurance Company ('Medgulf')
Published Article
Deal over jets stranded in Russia may serve as blueprint
Legal Update
The Luton Airport car park fire – implications for insurers
Legal Update
Australian Court of Appeal considers welding exclusion
Legal Update
Contractors' liability and contract works exclusion
Legal Update
FOS: complaints involving damage to underground pipes
Legal Update
Incorrectly named insured policy dispute - was the broker or insurer liable?
Legal Update
Property damage oil spills, reliance and duties of delivery drivers
Legal Update
Recklessness not ‘accidental’ when it comes to trespass
Legal Update
Underlying contracts remain key in arguments over scope of co-insurance
Legal Update
Insurance considerations following use of RAAC concrete
Legal Update
Perils: Property insurance claims newsletter - October 2023
Legal Update
Extreme weather leading to a rise in property claims
Legal Update
The recent judgment in MacPhail v Allianz Insurance Plc
Legal Update - RAAC
Insurance considerations of RAAC failures - air bubbles belong in chocolate, not concrete!
Legal Update - RAAC
The RAAC crisis: Is it really back-to-school this September?
Legal Update
A ‘slick’ result for Shell: the Supreme Court considers limitation in Jalla v Shell
Legal Update
Parties are in hot water over hot works dispute: proceedings issued in Britannia Hotels (No.2) v Aviva Insurance Limited
Legal Update
The perfect financial storm: top 5 trends making a mischief with BI adjustments
Legal Update
COVID-19 BI Claims rumble on
Legal Update
The risk of encroachment is not a nuisance: Davies v Bridgend County Council
Legal Update
Visual intrusion is oppressive: Fearn v Tate Gallery
Legal Update
Proximate cause focus: Brian Leighton Garages v Allianz and Allianz v University of Exeter
Legal Update
Perils: Property insurance claims newsletter - May 2023
Legal Update
It’s “Bomb’s Away” for Allianz as they receive a declaration on proximate cause: Allianz Insurance Plc v University of Exeter
Legal Update
“Being on display in a zoo” is oppressive for luxury flat owners as the Tate Modern is found to be liable in nuisance
Legal Update
Court of Appeal considers ‘proximate cause’ for Pollution or Contamination exclusion in All Risks policy
Legal Update
The Ukraine War: Aviation and cyber issues
Legal Update
Court of Appeal confirms exclusive English jurisdiction clause in excess liability policies in Canadian pipeline dispute
On 10 June 2022 the Court of Appeal upheld an anti-suit injunction granted in favour of insurers by Mr Justice Jacobs in September 2021 restraining proceedings from being brought in Canada and enforcing the exclusive English jurisdiction clause in excess liability policies.
Legal Update
Building cost increases and the impact of underinsurance
Legal Update
Non-payment of insurance premiums during the Coronavirus pandemic
The forced closure of many businesses as a result of the Coronavirus pandemic has had a huge impact on the nation’s Gross Domestic Product (GDP). Recent reports from the Office for National Statistics state that the economy was 25% smaller in April than it was in February this year.