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Property damage and business interruption

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Our London and Nottingham based insurance teams have considerable experience in advising London Market and International clients on property damage and business interruption claims, whether at sites in the UK or internationally.

We regularly advise in respect of losses following fires, floods, escape of water, earthquakes, hurricanes, explosions, landslips, civil unrest and rioting.

We have dealt with policy coverage issues and losses arising in the commercial, industrial, retail, hospitality and state sectors.

We also have particular expertise in advising insurers in relation to damage to High Net Worth properties.

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Legal updates

Court of Appeal confirms exclusive English jurisdiction clause in excess liability policies in Canadian pipeline dispute

On 10 June 2022 the Court of Appeal upheld an anti-suit injunction granted in favour of insurers by Mr Justice Jacobs in September 2021 restraining proceedings from being brought in Canada and enforcing the exclusive English jurisdiction clause in excess liability policies.

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Legal updates

Non-payment of insurance premiums during the Coronavirus pandemic

The forced closure of many businesses as a result of the Coronavirus pandemic has had a huge impact on the nation’s Gross Domestic Product (GDP). Recent reports from the Office for National Statistics state that the economy was 25% smaller in April than it was in February this year.

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Legal updates

Reinstatement for property damage losses – when does it apply?

The Court of Appeal has recently considered the correct test for measuring the indemnity for property damage losses and has provided useful guidance on whether an insured needs to intend to reinstate the property to its pre-loss condition.

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Legal updates

Coronavirus (COVID-19) insurance considerations

With instances of COVID-19 rapidly increasing throughout the UK, many businesses are considering the options available to limit staff and customer exposure to Coronavirus.

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