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Insurance Annual Review 2020-2021

29 January 2021

Welcome to our Insurance Annual Review.

In our review of developments in 2020 and analysis of some of the important issues on the horizon in 2021, we share insights that we hope will enable you to rise to the challenges, and make the most of the opportunities, which lie ahead across various sectors and lines of business.

The Covid-19 pandemic and Brexit have presented, and will continue to present, many new challenges for insurance markets and financial services generally.

The Supreme Court’s Judgment in the FCA Business Interruption Test Case brings some clarity. The impact of the decision on the UK property insurance market will be significant, but, like many of the diverse exposures that will arise out of the pandemic, it will take time to fully assess.

These extraordinary times have tested, and will continue to test, resilience, response, and ability to adapt on every level. Together with our clients, we are finding new ways to help the industry react and transform, preparing for a future where good culture, transparency and trust will be put firmly in the spotlight.

If you have any queries or would like more information about any of the articles in our review, please do not hesitate to contact me or any of the authors; we would be delighted to hear from you.

I hope that you, your colleagues, friends and family all remain safe and well.

Best wishes

Jonathan Newbold

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Focus on...

Broker Insight event

Catch up with our Broker Insight on-demand video. With many intermediaries looking to buy, sell or seek external investment, we explored the elements of a successful M&A transaction.

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Legal updates

Gosden and another v Halliwell Landau and another [2021] EWHC 159 (Comm)

This claim addressed the question, of when the date for assessment of damages in cases of negligence should be determined and shows that when appropriate the Courts will depart from the default position.

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Legal updates

Contribution claims post settlement – Percy v Merriman White & David Mayal [2021] EWHC 22 (Ch)

This claim addresses the question of whether a collateral defence can be raised to a claim for contribution following a settlement under the Contribution Act 1978 (“the Act”) and the apportionment of liability for negligence between a solicitor and a barrister.

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Legal updates

Assessing the scope of employers liability – Chell v Tarmac

These were the opening remarks of Mr Justice Martin Spencer when handing down his Judgment in the recent case of Andrew Chell v Tarmac Cement and Lime Limited [2020] EWHC 2613, the latest in a series of appeals dealing with the scope of vicarious liability.

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The content on this page is provided for the purposes of general interest and information. It contains only brief summaries of aspects of the subject matter and does not provide comprehensive statements of the law. It does not constitute legal advice and does not provide a substitute for it.

Jonathan Newbold

Jonathan Newbold

Partner and Head of Financial Services & Insurance

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