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British Retail Consortium Cost of Collections Survey 2011 has found that paying with cash is more common than it was a year ago. Cash was used in 5.7 per cent more transactions in 2011.
Why is this significant for retailers? Cash payments are on average 24 times cheaper for retailers than credit card payments.
The average cost to a retailer of having a credit or a charge card payment processed was 36.2 pence and 9.6 pence for a debit card. In stark contrast, the cost of having cash transported and banked was just 1.5 pence.
As technology advances surely the costs for processing card payments should be going down and not up?
This survey further reaffirms that the fees on domestic card transactions are unjustifiably high. It also reiterates the urgent need for The Office of Fair Trade to follow last month’s European Court ruling against MasterCard.
Break rights have proved a fertile source of litigation over the last few years. More often than not, tenants have found themselves on the wrong end of the decisions. However, a Court of Appeal decision yesterday has bucked that trend.
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One of the requirements for tenants to contract out of the security of tenure regime contained in the Landlord and Tenant Act 1954 is that they make a simple or statutory declaration before entering into the lease.
Landlords should reconsider summary judgment if a Part 26A restructuring plan is pending.
A landlord’s claim for summary judgment to recover rent and service charge arrears accrued since the start of the pandemic against a non-essential retailer succeeded. Like London buses, a second such case has followed hot on its heels.
Partner and Head of Real Estate
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