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Legal update

3 July 2020 Non-payment of insurance premiums during the Coronavirus pandemic

The forced closure of many businesses as a result of the Coronavirus pandemic has had a huge impact on the nation’s Gross Domestic Product (GDP). Recent reports from the Office for National Statistics state that the economy was 25% smaller in April than it was in February this year.

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Legal update

27 March 2020 Reinstatement for property damage losses – when does it apply?

The Court of Appeal has recently considered the correct test for measuring the indemnity for property damage losses and has provided useful guidance on whether an insured needs to intend to reinstate the property to its pre-loss condition.

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Legal update

10 March 2020 Coronavirus (COVID-19) insurance considerations

With instances of COVID-19 rapidly increasing throughout the UK, many businesses are considering the options available to limit staff and customer exposure to Coronavirus.

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Legal update

23 January 2020 Financial Services – ‘Duty of Care’ Bill: consumer protection or damp squib?

The Financial Services Duty of Care Bill (the “Bill”) was introduced into the House of Lords in October 2019 and had its second reading on 9 January 2020.

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Legal update

29 August 2019 Legal and regulatory monthly update - September 2019

The latest update covering delegated authority, insurance product development, the senior insurance managers regime, data protection, operational control frameworks, Lloyds market, and horizon scanning.

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Legal update

25 July 2019 The disappearance of LIBOR

Companies should undertake a comprehensive review and audit to identify those products and legacy contracts that are LIBOR-linked and carry out an in-depth risk assessment of discontinuation. Where possible, companies should look at appointing an individual to oversee the programme.

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Legal update

16 July 2019 Tips for dealing with Litigants in Person

This article provides some tips to bear in mind when dealing with Litigants in Person and a reminder of a number of pieces of guidance, to assist in-house teams in dealing with Litigants in Person in disputes or court/tribunal proceedings.

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Legal update

21 June 2019 Extending the scope of fixed recoverable costs: Ministry of Justice consultation

In March 2019, the Ministry of Justice launched a formal consultation (which came to an end on 6 June 2019) aimed at extending the use of fixed recoverable costs in civil claims.

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Legal update

10 April 2019 Lifting the roof on the 'same roof rule'

The Government has recently announced the abolition of the 'same roof rule' which prevented victims of crime (particularly historical abuse) from claiming a CICA payment if they were assaulted by someone they lived with, as members of the same family, before 1979. The reform will be costly.

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Legal update

10 April 2019 Are redress schemes the answer to improving the way abuse claims are dealt with?

The search for improved ways of dealing with abuse claims has put a spotlight on redress schemes; with Manchester City football club recently announcing a scheme and Lambeth Council providing a ‘half time’ assessment of their scheme.

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