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Legal update

3 July 2020 Non-payment of insurance premiums during the Coronavirus pandemic

The forced closure of many businesses as a result of the Coronavirus pandemic has had a huge impact on the nation’s Gross Domestic Product (GDP). Recent reports from the Office for National Statistics state that the economy was 25% smaller in April than it was in February this year.

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Legal update

10 March 2020 Coronavirus (COVID-19) insurance considerations

With instances of COVID-19 rapidly increasing throughout the UK, many businesses are considering the options available to limit staff and customer exposure to Coronavirus.

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Legal update

18 July 2018 Assessing diminution in amenity value in Japanese knotweed cases

Last week's Court of Appeal decision in Williams and Waistell v Network Rail (3 July 2018) could lead, soon, to an influx of new instructions to surveyors.

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Legal update

19 April 2017 All Risks insurance: damage not accidental but gradual deterioration and defective design

Technology & Construction Court considers meaning of ‘accidental’ damage, ‘gradual deterioration’ and ‘faulty or defective design’ in an All Risks property policy.

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Legal update

13 March 2017 Avoidance for non-disclosure requires evidence of inducement

The Court of Appeal (the CA) has upheld the decision of the Commercial Court in Axa Versicherung AG v Arab Insurance Group [2017] EWCA Civ 96.

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Legal update

6 December 2016 Fraudulent devices after Versloot

Following the Supreme Court decision in Versloot in July 2016, insurers are not entitled to refuse a fraudulent devices claim where lies told by an insured were collateral to an otherwise valid claim.

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Legal update

5 December 2016 The Insurance Act 2015, an overview

The Insurance Act 2015 (“the Act”) introduced the most significant reform of insurance contract law in for over 100 years.

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Legal update

4 December 2016 The Enterprise Act 2015 late payment of insurance claims

The Enterprise Act 2015 inserts a new provision (s.13A) into the Insurance Act 2015, which imposes a duty on insurers to make prompt payment of claims, and will mean that policyholders will be able to claim damages in the event of breach of that duty.

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Legal update

1 December 2016 Third Parties Rights Against Insurers Act 2010

Both the Third Parties (Rights Against Insurers) Act 1930 ('the 1930 Act') and the Third Parties (Rights Against Insurers) Act 2010 ("the 2010 Act") are aimed at protecting a claimant who has a claim against an insolvent but insured defendant by transferring the insured’s rights under the insurance policy to the third party and enabling them to proceed against the insurer.

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Legal update

3 June 2016 Devolution from central to local government - managing the risk

The government is continuing in its commitment to devolve ever greater powers from Westminster to local councils. What are the specific challenges from a risk perspective?

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