About Tim
Tim specialises in commercial insurance law advice, with a particular specialism in insurance product design and distribution. He has drafted insurance policies and associated documentation in relation all classes of insurance business for clients varying from niche MGAs to Lloyd’s syndicates and multi-national insurers. Tim has a particular expertise in simplifying policy wordings, having undertaken a ground breaking study into the readability of insurance policies in conjunction with linguistic researchers at the University of Nottingham’s School of English.
Tim also advises on legal and regulatory issues relating to insurance product distribution. Tim regularly assists insurers and intermediaries in complying with their obligations under the Insurance Distribution Directive and FCA Handbook, including holding client money in accordance with the CASS Rules and product governance and oversight in accordance with PROD Rules.
Tim regularly advises on regulatory compliance issues in relation to mergers and acquisitions of, and investments into, regulated firms. In the last year alone, Tim has advised on over 20 such deals from small bolt-on acquisitions to major acquisitions and disposals including an international aspect (in relation to which Tim regularly works with colleagues in our Corporate Finance team).
Tim also works regularly with specialists in other teams to advise regulated firms on a variety of commercial issues and other legal issues, including those relating to TOBAs, Binders, product distribution, data, employment, IT outsourcing and intellectual property.