0370 270 6000

already registered?

Please sign in with your existing account details.

need to register?

Register to access exclusive content, sign up to receive our updates and personalise your experience on brownejacobson.com.

Privacy statement - Terms and conditions

Liverpool Victoria Insurance Company v Bashir and Ors, High Court, 28 February 2012

9 March 2012
The issues

Committal – road traffic accident – fraud

The facts

The respondents brought a claim for personal injury and damage to a car following a road traffic accident. The insurers believed that the claim was fraudulent and the collision contrived. The first two respondents were husband and wife, it was suggested to them that they in return for a fee had agreed to put forward a claim based on a contrived collision. The third and fourth respondents were the parents of the wife.

The decision

The respondents conduct struck at the heart of the civil justice system. It affected the public as whole because it increased the costs of insurance. There was no alternative but to impose custodial sentences. In mitigation the court accepted that the respondents had admitted the fraud and after the admission had willingly assisted the insurance company. The wife would have ordinarily been given a sentence well in excess of 12 months having lent her name to the proceedings but in view of the mitigating factors a reduction was appropriate and she would be ordered to serve six weeks imprisonment. The second respondent, the husband was also sentenced to six weeks imprisonment. A suspended sentence of six weeks was handed down to the wife’s parents bearing in mind their lesser involvement.

focus on...

Legal updates

Non-payment of insurance premiums during the Coronavirus pandemic

The forced closure of many businesses as a result of the Coronavirus pandemic has had a huge impact on the nation’s Gross Domestic Product (GDP). Recent reports from the Office for National Statistics state that the economy was 25% smaller in April than it was in February this year.

View

Legal updates

Reinstatement for property damage losses – when does it apply?

The Court of Appeal has recently considered the correct test for measuring the indemnity for property damage losses and has provided useful guidance on whether an insured needs to intend to reinstate the property to its pre-loss condition.

View

Legal updates

Coronavirus (COVID-19) insurance considerations

With instances of COVID-19 rapidly increasing throughout the UK, many businesses are considering the options available to limit staff and customer exposure to Coronavirus.

View

Legal updates

Financial Services – ‘Duty of Care’ Bill: consumer protection or damp squib?

The Financial Services Duty of Care Bill (the “Bill”) was introduced into the House of Lords in October 2019 and had its second reading on 9 January 2020.

View

The content on this page is provided for the purposes of general interest and information. It contains only brief summaries of aspects of the subject matter and does not provide comprehensive statements of the law. It does not constitute legal advice and does not provide a substitute for it.

mailing list sign up



Select which mailings you would like to receive from us.

Sign up