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insurance published articles

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Published articles

27 January 2020 Good insurance business # 2 - ‘Unhealthy roots’ of London market culture

On 6 January 2020 the Financial Conduct Authority (“FCA”) published a ‘Dear CEO’ letter directed in particular at “insurers … and … insurance intermediaries” about “the issue of non-financial misconduct, [which] continues to be prevalent …”

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Published articles

21 November 2019 Is insurance the new banking? Part 4: Facing up to behaviour and risk in the London Market

In September 2019 Lloyd’s of London “… announced … actions designed to make [its] market a place where everyone can feel safe, valued and respected …” Read about the findings here.

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Published articles

11 October 2019 Is insurance the new banking? part 3: Inappropriate personal behaviour, and conduct risk, in the Lloyd’s Market

This article addresses the regulatory issues around Lloyd’s’ evidence of inappropriate personal behaviour (sexual discrimination / harassment, and alcohol / substance abuse).

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Published articles

10 July 2019 Is insurance the new banking? Part 2: outsourcing issues

This series of articles explores the extent to which the general insurance (“GI”) market has recently become a primary target of regulators’ activities, or is merely the ‘collateral’ victim of banking regulation.

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Published articles

9 July 2019 No such thing as an accident?

Sometimes it can feel as though there is no such thing as an accident anymore…

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Published articles

14 May 2019 Is insurance the new banking? Part 1: GI market and SM&CR

The UK general insurance market has for some time now been experiencing significant regulatory scrutiny, even pressure. There has been particular focus on the intermediation that procures customers' agreements with insurers, and the influence of intermediation on claims.

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Published articles

18 March 2019 "It's the conduct risk, stupid!": FCA's study of competition in London wholesale insurance broking market

The UK Financial Conduct Authority (FCA) has published the final report (PDF) on its market study of the London wholesale insurance broking market.

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Published articles

18 December 2018 Privilege prevails

The Court of Appeal recently allowed an important appeal relating to the disclosure of documents created in the build up to the eventual proceedings brought by the Serious Fraud Office (SFO).

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Published articles

20 February 2018 Stress claims arising from disciplinary issues

A recent case (Marsh v Ministry of Justice) has highlighted the problems faced by employers when dealing with disciplinary proceedings against employees.

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Published articles

13 January 2017 Lies, damned lies and collateral: fraudulent devices after Versloot

In July 2016, the Supreme Court held by a 4:1 majority that an insurer was not entitled to avoid payment where lies told by an insured were collateral to an otherwise valid claim.

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