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the risk protection arrangement

9 July 2015

The risk protection arrangement (RPA) for academy trusts started on 1 September 2014. It is an alternative to insurance where losses that arise are covered by UK Government funds. The RPA developed following an in depth study of the schools insurance market which demonstrated that significant insurance costs could be saved if the risks were covered by the UK Government rather than insurance being taken out by individual academy trusts.

The RPA protects against losses due to any unforeseen and unexpected event and the intention is that the RPA will, as a minimum, cover risks normally included in a standard schools insurance policy. Academy trusts can opt in to the scheme, at no additional cost or premium, before they convert or before their current insurance arrangements come to an end.

To find out more information including:

  • RPA membership rules
  • RPA costs
  • making a claim under the RPA
  • PFI schools and the RPA
Click here to find out more

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Legal updates

Schools or academies potentially liable - without fault

The decision of the Supreme Court in this case will give concern to Education Authorities, Schools, Academies and importantly, their respective insurers.